How would you explain what is ULIP compared to a Mutual Fund - to a layman?

  How would you explain what is ULIP compared to a Mutual Fund to a layman?  It is March – the year-end season, and with it comes the usual ...

87A rebate applicable for debt MF - clarified

  Section 87A of the Income Tax Act has undergone significant interpretation and procedural changes, particularly concerning its applicabili...

Kuttichathan and AI

  ആറാം തമ്പുരാൻ സിനിമയിലെ നരേന്ദ്രപ്രസാദിന്റെ പ്രശസ്തമായ ഡയലോഗ് ഓർമ്മയില്ലേ "ചാത്തന്മാർ അവനെ കൊണ്ടുവരും". ഒരു കാലത്ത് കുട്ടിച്ചാത്...

Budget 2025: Changes in taxation of Alternative Investment Funds (AIFs)

  Unravel the complexities of Alternative Investment Funds (AIFs) with our detailed analysis of the Budget 2025 tax changes! If you're d...

Budget 2025: Changes in taxation of Unit Linked Insurance Policies (ULIP)

  Navigate through the complexities of ULIP taxation with our comprehensive breakdown of the Budget 2025 changes! If you've ever been ba...

Time limit for filing updated returns increased in Budget 2025

Discover the latest changes in tax filing procedures with the Budget 2025 update! This page delves into a significant enhancement that could...

Is 87A rebate applicable for capital gains after budget 2025?

  Dive into the latest tax updates with our deep dive into the Section 87A rebate post-Budget 2025! If you've been following the buzz ar...

The Selfish Gene - Richard Dawkins

  Richard Dawkins' "The Selfish Gene" revolutionized our understanding of evolution when it was first published in 1976. The b...

For 12.5% tax on property sales, should we use purchase price or value on 1st April 2001?

  Does the Financial Bill clearly mention that for capital gains taxation at the new 12.5% rate, the cost of acquisition for the property wi...

Soul is an ignorant belief

Scientists have developed Xenobots, tiny biological entities created from frog cells using AI and biotechnology, which can execute tasks lik...

Capital Gains Taxation Rules Ready Reckoner - Freefincal

A downloadable (PDF) comprehensive capital gains taxation rules ready-reckoner for Freefincal readers based on the amendments to the Finance...

Will the huge AUM of PPFAS Flexicap pose a risk of future underperformance?

  A friend asked in AIFW  : Will the huge AUM of PPFAS Flexi Cap pose a risk of future underperformance. Let's discuss:  Will not low AU...

The underestimated risk of encumbrance in real estate investing (which equity doesn’t have) - FreeFincal

  This is my article about the risks of real estate investing. It discusses the legal complexities and uncertainties associated with buying ...

Taxation of capital gains from Equity Oriented Fund of Funds (FoF) : FreeFincal

Taxation of capital gains from Equity Oriented Fund of Funds (FoF) - an interesting point in taxation law. Read the article here.

Hind Swaraj or Indian Home Rule - by M.K.Gandhi

  “Hind Swaraj or Indian Home Rule” penned by Mahatma Gandhi, is a seminal work that encapsulates his vision for an independent India govern...

Pakistan or Partition of India - by Dr.B.R.Ambedkar

  In “Pakistan or the Partition of India,” B.R. Ambedkar presents a critical and analytical approach to the political and social circumstanc...

How to calculate LTCG with Grandfathering for equity shares that split - FreeFincal

I have seen many tax practitioners interpreting in such a way that the FMV is calculated by multiplying the highest price per share on 31-01...

Man at Bombay needs to go to Bombay

 Man is at Bombay. But misunderstood that he is at Delhi. He wants to go to Bombay. He needs to fully understand that he is already at Bomba...

Conscioussness and Awareness

1. Tom, absent in the class - denotes the relative absence of Tom and the absolute presence too. 2. Tom, even if absent, has the absolute po...

How much capital gains tax should I pay if I have no other income source? - FreeFincal

How much capital gains tax should I pay if I have no other income source? A reader also asked if this rule applies to the new tax regime. Re...

Traditional Spirituality vs. Direct Truth

  Traditional Spirituality vs. [Direct Truth] 1 Organized system of beliefs originated from culture. Structured doctrines vastly shaped by g...

Should Professionals or Business Owners File Form-10IEA for continuing in Old Tax Regime? - FreeFincal

Should Professionals or Business Owners File Form-10IEA for continuing in Old Tax Regime for AY 2024-2025 (FY 2023-2024)?  Whether people wh...

The child of a barren woman

  In the absence of the substratum of consciousness, there is no manifestation, and therefore, no separate pseudo-entities to ask any questi...

GOD

  • Did God come and tell you that the world is His creation and concern and not yours? • To help you, God must know your existence. But you...

Let us come back to your problems of re-birth.

  • What is 'born', the objective body, will, in due course, 'die'; thereafter it will be dissolved i.e. irrevocably annihil...

The entity which is supposed to be re-born does not exist

  - The entity that you believe to have been born and will die is a concept. - The entity that you believe to exist and roam about after dea...

You may know all the right words, quote the scriptures

  You may know all the right words, quote the scriptures, be brilliant in your discussions and yet remain a bag of bones. Or you may be inco...

A journey into the unknown

  Once you realize that the person is merely a shadow of the reality, but not reality itself, you cease to fret or worry. You agree to be gu...

The plurality that we perceive is only an appearance

  The plurality that we perceive is only an appearance; it is not real. Vedantic philosophy has sought to clarify it by a number of analogie...

This is not Advaita

 

Individual soul is a religious superstition

  Planarian worms cut into pieces, grow into separate organisms. If each organism has a soul, where from did these extra souls come? Individ...

There is no such thing as matter in itself - Max Planck

  There is no such thing as matter in itself. What we perceive as matter is merely the manifestation of a force that causes the sub-atomic p...

There are no other means to liberation, all means delay.

  When the fallacy of concepts and beliefs are exposed, the common argument raised is "Till I am ready, let me have such concepts"...

Until you drop everything - Ashtavakra Gita

  You can recite and discuss scriptures all you want, but until you drop everything, you will never know the Truth. Ashtavakra Gita

The entire manifested universe exists only in consciousness

  ● The entire manifested universe exists only in consciousness.  ● As an appearance in consciousness, the world is the totality of the know...

How to delete google chrome history and cookies older than a date?

Why do we want to delete history and cookies? Apart from privacy reasons, definitely it is to increase free space on your drive, and to ...

Absolute perfection is here and now

All you get by waiting is more waiting. Absolute perfection is here and now, not in some future, near or far. Sri Nisargadatta Maharaj

What if I die without getting realized?

When you talk about an ignorant person and a Jnani and the need for an ignorant person to become a Jnani, do you not assume that there is an...

People mistake bliss for self-realisation

  Your expectation of something unique and dramatic, of some wonderful explosion, is merely hindering and delaying your self-realisation. Sr...

A character in a movie, a dreamed pseudo-entity

Who is thinking in terms of self-improvement? Surely, an appearance in consciousness, a character in a movie, a dreamed pseudo-entity consid...

Man of cluttered intellect - Ashtavakra Gita

  A man of open intuition may realize Self upon hearing a casual instruction, while a man of cluttered intellect inquires bewildered for a l...

The self-styled Gurus obstruct

The self-styled Gurus talk of ripeness and effort, of merits and achievements, of destiny and grace. All these are mere mental formations, p...

It is all imagination - Sri Nisargadatta Maharaj

  Through the film of your mind you project a world and also a God to give it cause and purpose. It is all imagination. Step out of it. Nisa...

Yogis who preach either effort - Ashtavakra Gita

कर्मनैष्कर्म्यनिर्बन्धभावा देहस्थयोगिनः । संयोगायोगविरहादहमासे यथासुखम् ॥ Yogis who preach either effort or non-effort are still attached to...

There is no such thing as enlightenment

  There is no ‘me’ or ‘you’ to seek enlightenment. Personal entity and enlightenment cannot go together. Indeed, there is no such thing as ‘...

For Humans to Know / Manushyarariyan - by Maitreyan

  This book is a must-read for all claiming to be on a so-called ‘spiritual’ path, all those who are still ‘practicing’. The book or the aut...

Delete and archive files preserving the folder tree structure

  Suppose you have a complex, deeply nested, structure of folders and files. This would be normal when you have a number of clients and need...

Custom styles for websites in Firefox

  It seems that the rendering of fonts used by some websites are so thin that they are quite illegible. There are also instances where some ...

The imperceptible being

  Each one of us, as a phenomenon, is merely an appearance in the consciousness of those who perceive us, and, therefore, what we appear to ...

Where is the person? - Ashtavakra Gita