Name on pan card with initials - The real problem

In the PAN system, an individual’s name is stored in three separate fields - first name, middle name and last name/surname - and, by design,...

The Psychology of Money by Morgan Housel

  Morgan Housel’s The Psychology of Money is not your typical finance book filled with charts, formulas, or investment strategies. Instead, ...

The Richest Man in Babylon

  "The Richest Man in Babylon" by George S. Clason is a timeless classic that offers invaluable financial wisdom through a series ...

Capital Gains Taxation Rules Ready Reckoner - Freefincal

A downloadable (PDF) comprehensive capital gains taxation rules ready-reckoner for Freefincal readers based on the amendments to the Finance...

Will the huge AUM of PPFAS Flexicap pose a risk of future underperformance?

  A friend asked in AIFW  : Will the huge AUM of PPFAS Flexi Cap pose a risk of future underperformance. Let's discuss:  Will not low AU...

The underestimated risk of encumbrance in real estate investing (which equity doesn’t have) - FreeFincal

  This is my article about the risks of real estate investing. It discusses the legal complexities and uncertainties associated with buying ...

How to fill Income-Tax ITR-2 Schedule-112A of Excel Utility

This method is not applicable from FY 2020-21 as the I-T Dept. has launched a new JSON utility which has an inbuilt method to import multipl...

How to use BHIM UPI QR-code to accept payments in Current Accounts FREE

Scanning a QR Code and making payment is presently the easiest method at shops. Using the method described here, payments can be accepte...

How to fill Income-Tax ITR-2 Schedule-112A of Java Utility from Excel

This method is not applicable from FY 2020-21 as the I-T Dept. has launched a new JSON utility which has an inbuilt method to import multipl...

Lock data to prevent modification prior to certain date - Tally ERP9

When data of multiple financial years are maintained in Tally, there is always a chance of accidental or even purposeful modification of dat...

Learn about stock markets from Zerodha Varsity

Introduction to Stock Markets  CHAPTER 1: The Need to Invest CHAPTER 2: Regulators CHAPTER 3: Financial Intermediaries CHAPTER 4: T...

XIRR

Suppose you have a series of investments and withdrawals with different amounts and on different dates in your portfolio, be it stocks o...

Appointing a nominee to your assets

A nominee is merely a trustee, who must distribute the assets to the legal heirs named in a will, or as per succession laws. However, the...

A Brief Note on Debentures

What is a Debenture? A Debenture is a debt security issued by a company (called the Issuer), which offers to pay interest in lieu of...